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This Photo is Worth a Thousand Words Explaining Obamacare’s Perverse Incentives

This Photo is Worth a Thousand Words Explaining Obamacare’s Perverse Incentives

One theme of NCPA’s Health Policy Blog is that health insurers in Obamacare’s exchange plans have perverse incentives to attract healthy patients and deter sick ones from enrolling. This is because the law forbids insurers from charging premiums that reflect applicants’ likelihood of incurring high ...

Read more: This Photo is Worth a Thousand Words Explaining Obamacare’s Perverse Incentives

Reads: 35

Bye, Bye “Bailout”: CROmnibus Takes a Small but Important Bite out of Obamacare

Bye, Bye “Bailout”: CROmnibus Takes a Small but Important Bite out of Obamacare

The CROmnibus, with which the lame-duck Congress keeps the government open in 2015, takes small but important steps to repeal Obamacare. For the short term, the most important anti-Obamacare achievement is eliminating taxpayers’ liability for Obamacare’s risk corridors, often described as a ...

Read more: Bye, Bye “Bailout”: CROmnibus Takes a Small but Important Bite out of Obamacare

Reads: 196

Dumbing Down America: How Would You Do It?

Dumbing Down America: How Would You Do It?

Suppose someone wanted to dumb down a country. How would they accomplish this?

In fact, no research is required. We don't need to speculate about what the most brilliant Pavlonians might do.

American public schools have been dumbing down students for most of a century. The best techniques ...

Read more: Dumbing Down America: How Would You Do It?

Reads: 247

Post-Obamacare Reform: Will Health Insurers Be Redeemed?

Robert Pear of the New York Times recently described the “symbiotic” relationship between the Obama administration and health insurers. It was not always so:

But since the Affordable Care Act was enacted in 2010, the relationship between the Obama administration and insurers has evolved into a ...

Read more: Post-Obamacare Reform: Will Health Insurers Be Redeemed?

Reads: 238

The “Average” Obamacare Rate Hike May Be Much Lower than Advertised — and That Indicates More Adverse Selection

The “Average” Obamacare Rate Hike May Be Much Lower than Advertised — and That Indicates More Adverse Selection

Now that we are on the third day of open enrollment, it may be time to puncture the balloon of “tame” Obamacare premium hikes. There has been a drumbeat of positive news about premiums in the Obamacare exchanges. Here are some of the higher profile reports:

Reads: 220

Why are Americans so stunningly ignorant?

Why are Americans so stunningly ignorant?

A history professor, writing in VEER (an arts and culture magazine published in Norfolk, Virginia), tells a startling anecdote:

“A couple of years back, a student came to me for a conference, late in the semester, and asked, ‘Which came first, the Civil War or the Revolutionary War?’ ...

Read more: Why are Americans so stunningly ignorant?

Reads: 556

Health Policy after the Mid-Terms: NCPA’S Early Take

Health Policy after the Mid-Terms: NCPA’S Early Take

Republican candidates won a decisive victory at the voting booth on Tuesday, in all races: House, Senate, governorships and The NCPA is a think tank, established in 1983, that develops and promotes free-market reforms in health care, taxes, retirement, education, energy and the environment.state ...

Read more: Health Policy after the Mid-Terms: NCPA’S Early Take

Reads: 381

The Story Changes: Ebola Is Now ‘Aerostable’ And Can Remain On Surfaces For 50 Days

The Story Changes: Ebola Is Now ‘Aerostable’ And Can Remain On Surfaces For 50 Days

When it comes to Ebola, the story that the government is telling us just keeps on changing.  At first, government officials were claiming that it was very difficult to spread the Ebola virus.  Some of them were even comparing it to HIV.  We were given the impression that we had to ...

Read more: The Story Changes: Ebola Is Now ‘Aerostable’ And Can Remain On Surfaces For 50 Days


Reads: 465

Ebola Pandemic: Risks and Realities

Ebola Pandemic: Risks and Realities

The Ebola outbreak has stirred worldwide concern—and panic in some quarters. It is by far the largest outbreak of the deadly disease in recorded history. The media have jumped on the story for its obvious headline value, but at the same time they have served us poorly by misreporting, minimizing or ...

Read more: Ebola Pandemic: Risks and Realities


Reads: 431

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